Some responsibilities include, but are not limited to, the following:

- Conduct or supervise credit investigations on existing and potential customers to extend or raise credit limit
- Review credit

information obtained, evaluate the credit risk and approve or decline credit accounts
- Monitor monthly balances of customers
- Follow closely the course of aging accounts and determine action to be taken personally or by assistants on delinquent accounts
- Plan and maintain a program for the systematic follow-up and collection of receivables
- Review and manage credit limits daily
- Review lien filing report daily to protect and enforce bond and lien rights
- Follow up on disputes in a timely manner and work with salespeople and customers to resolve. 
- Facilitate bad debt recovery by monitoring potential write-offs and collecting on previous write-offs, and taking legal action when necessary
- Obtain and maintain a working knowledge of all local, state, and federal laws and regulations pertaining to the management and collection of accounts receivable including but not limited to: Anti-Trust, Liens, Bonds Fair Debt Collection Act, Equal Credit Opportunity Act, Record Retention, Sarbanes-Oxley, and the Uniform Commercial Code
- Work with customers in the branch and visit them onsite regularly, either with salespeople or alone.
- Extend credit to customers in accordance with established company policies and terms in a timely manner
- Evaluate the need for joint check agreements for job accounts
- Personally handle credit beyond subordinates authority, major accounts requiring individual attention, marginal accounts, problem accounts, special credit arrangements, and deviations from standards
- Develop a productive team by hiring, training, and providing professional development
- Provide communication and motivational techniques in supervising, coaching, and disciplining associates
A successful Credit Manager will possess the following:
- Bachelor’s Degree in the Finance field preferred
- 3+ yrs Credit Management Experience  required
- Experience in Credit, Collections, and/or Accounts Receivables in the Construction industry
- Self confident, strong communication skills and inquisitive 
- Good judgment, problem solving skills, and ability to see the “big picture”
- Handle stress, manage time and people and analyze numbers As a large, successful company who prides itself on its stability, Ferguson is able to offer a competitive benefits package which includes the following: medical (four plans to choose from), dental, vision, disability, retirement savings with company match, paid leave (holidays, vacation, sick, personal, and floating holidays), recognition programs, community involvement opportunities, and much more! The Company is an equal opportunity employer as well as a government contractor that shall abide by the requirements of 41 CFR 60-300.5(a), which prohibits discrimination against qualified protected Veterans and the requirements of 41 CFR 60-741.5(A), which prohibits discrimination against qualified individuals on the basis of disability.